"Pura Vida" is a simple phrase that shows. The essence of life in Costa Rica.
Translating to "pure life" in English reflects the joyful way of living that has made this small Central American country a top destination for Americans.
According to the Costa Rican government’s immigration statistics, over 100,000 U.S. citizens have already made Costa Rica their home.
And with more than 5 million visitors each year, it's no wonder that moving to Costa Rica is becoming an increasingly popular choice.
In fact, Costa Rica offers some compelling reasons why so many people are considering it for their next chapter.
Costa Rica has earned a spot in the top 5 of the Global Retirement Index due to its affordable healthcare and diverse climate.
The cost of living in Costa Rica is significantly lower than in many parts of the United States – a key draw for many retirees and digital nomads.
You can comfortably live in Costa Rica for about 50% less than you would in the U.S., with a typical monthly cost for a couple ranging from $1,500 to $2,000.
But it’s not just about the cost of living; Costa Rica is known for its high-quality healthcare system, which is ranked as one of the best in Latin America.
The country also has one of the longest life expectancies in the world.
So, if you're planning a move to this tropical paradise, you’re in good company.
Costa Rica provides an abundance of opportunities and a high quality of life at a fraction of the cost of living in major U.S. cities.
Let’s discuss what you need to know about making Costa Rica your new home in 2025.
Why Choose Costa Rica?
Costa Rica offers an attractive lifestyle for many reasons, but one of the main draws is the country's outstanding natural beauty.
With over 800 miles of coastline and diverse ecosystems, Costa Rica is home to some of the most biodiverse areas in the world.
But Costa Rica isn't just about natural beauty—its friendly locals, affordable healthcare, and lower cost of living make it an appealing option for people looking for a change.
Let’s take a look at some key factors that make Costa Rica a desirable destination:
Affordable Healthcare: Costa Rica has one of the best healthcare systems in Latin America, and it’s incredibly affordable compared to the U.S. Expats often choose to buy private insurance, which is still a fraction of the cost in the U.S.
Low Cost of Living: The Costa Rica cost of living is considerably lower than in many parts of the U.S. While prices fluctuate by region, most expats find that their money goes further in Costa Rica.
Expat-Friendly Communities: Costa Rica has a large expat population, particularly in cities like Escazú, Atenas, and along the Pacific Coast. The expat communities here are supportive, and there are plenty of social groups and activities that make it easy to settle in.
High Quality of Life: Costa Rica consistently ranks high on the Happy Planet Index due to its excellent healthcare, stunning natural environment, and the "pura vida" lifestyle.
Best Beaches in Costa Rica
When relocating to Costa Rica, you'll likely want to explore its beaches.
Costa Rica has some of the most picturesque beaches in the world, which makes it a dream location for surfers and nature lovers.
Manuel Antonio Beach
This is one of the country’s most famous beaches, located within Manuel Antonio National Park.
The beach is surrounded by lush rainforests; you can even spot monkeys and sloths in the trees.
Tamarindo Beach
If you're looking for a lively beach town with great surfing, Tamarindo is the place.
The town has a vibrant expat community, excellent restaurants, and plenty of things to do both during the day and at night.
Playa Conchal
This beach is unique because its sand is made up of crushed seashells, and the water is crystal clear.
This beach is perfect if you're looking for a quiet and beautiful spot.
Playa Uvita
Located in Marino Ballena National Park, this beach is known for its whale-tail-shaped sandbar.
It’s an excellent spot for whale watching and offers a serene environment for those who prefer peace and quiet.
How to Move to Costa Rica
Relocating to Costa Rica is relatively easy, but there are a few important steps to consider:
Get Your Legal Documents in Order
If you're moving to Costa Rica, you first need a valid passport.
Make sure that your passport will remain valid for at least six months after you plan to enter Costa Rica.
If you’re planning to stay longer than 90 days, you’ll need to apply for residency or extend your visa.
Explore Your Visa Options
Costa Rica offers several residency programs, including the Pensionado and Rentista programs.
The Pensionado Program is ideal for retirees who can prove they have a steady monthly income of at least $1,000.
The Rentista Program, on the other hand, is designed for individuals who can show a guaranteed income of at least $2,500 per month for at least two years.
Healthcare and Insurance
Costa Rica’s public healthcare system, known as Caja or CCSS, provides affordable healthcare to residents.
Expats can also opt for private healthcare insurance, which is very affordable compared to the U.S.
Many expats choose to mix both public and private services, especially for more specialized care.
Find Your New Home
Housing in Costa Rica depends on location. In cities like Escazú or Atenas, you can find modern apartments or houses in gated communities.
If you prefer living closer to the beach, towns like Tamarindo and Santa Teresa offer rentals that can range from modest apartments to luxurious villas.
Costa Rica Residency Requirements
To stay in Costa Rica long-term, you'll need to meet certain residency requirements.
As mentioned earlier, there are a few residency options, but in general, you'll need to prove that you have a stable income or sufficient savings to live comfortably in the country.
Pensionado: This is the most common residency option for expats looking to retire in Costa Rica.
It is for retirees with a pension of at least $1,000 per month.
Rentista: This program is perfect for digital nomads, entrepreneurs, and remote workers who can prove they have a guaranteed monthly income of at least $2,500 for two years.
Investor: This is for those who want to invest at least $200,000 in Costa Rican property or a business. This is ideal for individuals planning to start a business or buy real estate in the country.
Best Places to Live in Costa Rica
San José (Central Valley)
San José, the capital city of Costa Rica, is the heart of the country’s cultural and economic activities.
It is located in the Central Valley and offers a more urban lifestyle with easy access to modern amenities.
San José is ideal for those who appreciate the conveniences of city living, such as shopping malls, restaurants, hospitals, and cultural events.
Climate: Temperate, cooler than coastal areas, with pleasant year-round weather.
Cost of Living: Generally higher than in rural areas but still more affordable than in major U.S. cities.
Activities: Museums, theaters, shopping, and easy access to nearby nature reserves.
Escazú (Central Valley)
Just a short drive from San José, Escazú is a popular suburban area known for its upscale living, modern amenities, and international expat community.
It's considered one of the best places for expats due to its proximity to the capital while offering a quieter and more residential vibe.
Climate: Pleasant and cooler than coastal areas, with a mix of sun and occasional rain.
Cost of Living: Due to its upscale nature, the cost of living in Costa Rica is higher than in most other parts, but it is still affordable compared to major U.S. cities.
Activities: Shopping, fine dining, hiking, and close proximity to the central mountains.
Atenas (Central Valley)
Known for having one of the best climates in the world, Atenas is a charming town in the Central Valley that attracts many retirees and remote workers.
With a population of just over 20,000 people, Atenas offers a peaceful, small-town atmosphere combined with easy access to both San José and the beach.
Climate: Mild, with temperatures hovering around 70-80°F year-round.
Cost of Living: One of the more affordable places in the Central Valley.
Activities: Hiking, exploring nearby coffee farms, and experiencing local culture.
Tamarindo (Pacific Coast)
If you’re looking for a lively beach town with a laid-back vibe, Tamarindo is an excellent choice.
Located on the Pacific Coast, this town is known for its gorgeous beaches, great surf, and vibrant expat community.
Tamarindo is a hotspot for tourists and expats alike, offering an array of cafes, shops, and activities like yoga, surfing, and wildlife tours.
Climate: Warm and tropical, with a dry season from November to April.
Cost of Living: Moderate to high, depending on your lifestyle. It is more affordable than beach towns in the U.S.
Puerto Viejo (Caribbean Coast)
For those seeking a more tranquil, off-the-beaten-path lifestyle, Puerto Viejo on the Caribbean Coast is a perfect option.
This area is known for its laid-back atmosphere, Afro-Caribbean culture, and stunning natural surroundings.
Puerto Viejo is less developed compared to the Pacific Coast, offering a more rural and natural environment.
Climate: Tropical, with higher humidity and more rainfall than the Pacific Coast.
Cost of Living: Relatively affordable, especially in comparison to more tourist-heavy areas.
Activities: Jungle hikes, biking, snorkeling, and enjoying Caribbean culture and food.
Moving to Costa Rica Checklist
Before making your move, it’s essential to have a checklist to stay organized.
Here are a few things to consider:
Visa/Residency Application: Make sure you understand the visa requirements and start the application process early.
Find a Place to Live: Research different areas and neighborhoods to find the best fit for your lifestyle.
Healthcare and Insurance: Consider whether you want to use the public or private healthcare system or a mix of both.
Language Skills: While many Costa Ricans speak English, learning Spanish will make your life easier and more enjoyable.
Financial Planning: Budget for your move, including shipping costs, housing, and initial living expenses.
How Much Does it Cost to Move to Costa Rica?
So, you're thinking about moving to Costa Rica? That's an exciting decision!
But before you pack your bags and say goodbye to the hustle and bustle of life in the U.S., it’s important to understand the costs involved in making this life-changing move.
Visa and Residency Costs
If you plan to stay in Costa Rica long-term, you'll need to consider visa and residency options.
The most common options for expats are the Pensionado (for retirees), Rentista (for people with guaranteed income), and Investor residency.
| Residency Option | Cost Breakdown |
|---|---|
| Pensionado (Retirement) | Application Fee: $200 - $400 Legal Fees: $1,000 - $2,000 Required Income: $1,000/month (must prove you have this amount from a pension) |
| Rentista (Guaranteed Income) | Application Fee: $200 - $400 Legal Fees: $1,000 - $2,000 Required Income: $2,500/month (for at least two years) |
| Investor | Application Fee: $200 - $400 Legal Fees: $1,500 - $3,000 Required Investment: $200,000 in real estate or a business |
Healthcare Costs in Costa Rica
One reason people choose Costa Rica as their new home is the quality and affordability of its healthcare.
As an expat, you'll need to decide whether to use Costa Rica's public healthcare system (Caja) or purchase private health insurance.
| Healthcare Option | Cost Breakdown |
|---|---|
| Public Healthcare (Caja) | Monthly Contribution: $100 - $200 (based on income) Coverage: Comprehensive (includes doctor visits, hospital care, medications) |
| Private Insurance | Basic Plan: $50 - $150/month Premium Plan: $150 - $500/month (depends on your age and health conditions) |
| Private Healthcare Costs (Out of Pocket) | Doctor Visit: $40 - $100 Specialist Consultation: $100 - $200 Emergency Room Visit: $100 - $300 |
Cost of Housing in Costa Rica
Now, let’s talk about where you’ll live.
Housing costs in Costa Rica vary depending on location.
Rural areas can offer affordable rentals, but areas like Escazú, Tamarindo, or Santa Teresa can be more expensive.
| Type of Housing | Cost Breakdown |
|---|---|
| Apartment (1 Bedroom in City) | Rent: $400 - $1,000/month |
| Apartment (1 Bedroom outside City) | Rent: $300 - $600/month |
| House (3 Bedrooms in City) | Rent: $1,000 - $2,500/month |
| House (3 Bedrooms outside the City) | Rent: $600 - $1,500/month |
| Luxury Villa | Rent: $2,000 - $5,000/month (or more depending on location) |
For example, if you choose to live in a popular city like San José or Escazú, you might pay higher rent.
But if you're open to living outside of these cities, such as in places like Atenas or Grecia, the cost of living drops significantly.
If you're planning to buy property, keep in mind that real estate prices in Costa Rica can also vary widely:
| Type of Property | Cost Breakdown |
|---|---|
| 1-Bedroom Apartment | $60,000 - $150,000 (city) |
| 3-Bedroom House | $150,000 - $400,000 (city) |
| Beachfront Property | $300,000 - $1,000,000 (depending on location) |
Shipping Your Belongings
Next up, get your stuff to Costa Rica.
If you're shipping large items or moving a full household, you’ll have a few options: air freight or sea freight.
Sea freight is cheaper but takes longer, while air freight is faster but more expensive.
| Shipping Option | Cost Breakdown |
|---|---|
| Sea Freight | Cost: $1,000 - $3,000 (depending on the size of your shipment) Shipping Time: 4-6 weeks |
| Air Freight | Cost: $3,000 - $7,000 (for larger shipments) Shipping Time: 1-2 weeks |
Daily Expenses and Cost of Living
Once you’ve settled in Costa Rica, you’ll need to understand what daily life will cost you.
Costa Rica is quite affordable compared to U.S. cities, but as with any country, prices can vary by location.
A meal at a local restaurant can cost as little as $10, while you might pay $30 or more in more upscale restaurants.
Here’s a breakdown of typical monthly expenses:
| Expense | Cost Breakdown |
|---|---|
| Groceries (per person) | $150 - $300/month (depends on location and preferences) |
| Dining Out (per person) | $10 - $30 per meal |
| Utilities (Electricity, Water, Gas) | $50 - $150/month (depending on the size of your home) |
| Internet and Phone | $30 - $50/month |
| Transportation (Public) | $40 - $80/month |
| Gas for Car | $4 - $5 per gallon |
Miscellaneous Costs
Education: If you have children, you might want to consider private schooling, as public schools are in Spanish. International schools can cost anywhere from $5,000 to $10,000 per year.
Entertainment and Activities: Costa Rica offers plenty of opportunities for outdoor activities, which are often inexpensive. National park entrance fees typically range from $10 to $15, and tours for activities like zip-lining or rafting can cost $50 to $100 per person.
